With Christmas is just around the corner, many have abandoned their financial sensibility and are purchasing expensive items without remembering there are consequences to these frivolous actions. To help avoid getting yourself in financial trouble this holiday season, the first action to take is know what you can afford to spend today and consider what payment amount you can comfortably fit into your budget. It feels good to be generous; giving gifts, entertaining family and friends. But that holiday cheer fades quickly when the bills start rolling in. A little forethought and planning can save a lot of heartache and headaches down the road. This holiday season, try giving gifts that offer more than just a price tag: offer to fix someone a meal, clean their house, or babysit their children. Most people will appreciate these gifts more than a gift from a store, that one day will be returned.
If you would like more information or to set up an appointment with one of our certified counselors, please give Consumer Credit Counseling Service a call at 937-643-2227 or 800-377-2432. We are here to help!