As a program of Graceworks Lutheran Services, Consumer Credit Counseling Service (CCCS) is a local, not-for-profit credit counseling agency. Our certified credit and housing counselors will provide you with the support, knowledge and tools needed to make informed financial decisions. For more than 30 years, we’ve helped thousands regain control over their debt, rebuild their credit and ultimately achieve financial fitness. We offer confidential financial counseling, debt management programs, housing counseling and education personalized to meet your needs. It is our mission to provide you with quality credit counseling and financial education so that you can make wise financial choices for your life.